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Getting started with your bank account
Sending and saving money never was easier. Keep your money safe with online-banking and the Sparkasse app. Enjoy excellent conditions, a wide variety of services and even expert consultation with your Berliner Sparkasse.
- Modern online-banking
- Free Sparkasse app
- Get push notifications on account activity
- Save bank statements online
- Free cash withdrawals from Germany’s largest ATM network
You have any questions? We are happy to provide personal advice, so book an appointment online or just give us a call.
Getting started with your bank account
Sending and saving money never was easier. Keep your money safe with online-banking and the Sparkasse app. Enjoy excellent conditions, a wide variety of services and even expert consultation with your Berliner Sparkasse.
- Modern online-banking
- Free Sparkasse app
- Get push notifications on account activity
- Save bank statements online
- Free cash withdrawals from Germany’s largest ATM network
Accounts
Choose the account type that fits you best.
Accounts
Choose the account type that fits you best.

Giro Digital
- Account management fee
of € 4,95 per month - Online account
- Free mobile banking with the Sparkasse app

Young Account
- Free account for students and trainees from
18 to 25 - All inclusive
- Use online-banking and in-branch services
Documents needed to open your bank account
ID card or passport
Registration of your residence [Meldebescheinigung/Anmeldung] issued by city hall (Bürgeramt)
German tax ID number [Steueridentifikationsnummer] issued by the taxation authority (Finanzamt)
If applicable:
Residence permit [Aufenthaltserlaubnis] issued by the immigration office (Ausländerbehörde)
Employment contract
Additional documents for students:
Proof of home address
Foreign Tax Identification Number (TIN)
Important information | Please note that the contract language is German. A consultation in your native language isn’t always possible. If required, you should bring someone along to translate.
Documents needed to open your bank account
ID card or passport
Registration of your residence [Meldebescheinigung/Anmeldung] issued by city hall (Bürgeramt)
German tax ID number [Steueridentifikationsnummer] issued by the taxation authority (Finanzamt)
If applicable:
Residence permit [Aufenthaltserlaubnis] issued by the immigration office (Ausländerbehörde)
Employment contract
Additional documents for students:
Proof of home address
Foreign Tax Identification Number (TIN)
Download this checklist
Important information | Please note that the contract language is German. A consultation in your native language isn’t always possible. If required, you should bring someone along to translate.
Online-Banking and Apps
Use online-banking and have full control over your bank account. No matter when and where, you always know what is going on, even on holidays. Safe and secure access from your PC, smartphone or tablet computer is assured.